Disclaimer - This loan calculator is for demonstration purposes only and as it is not possible to predict future interest rates, it assumes that the interest rate quoted will remain constant for the period of the loan. If interest rates increase you will be required to make the new repayment and this will ensure that your loan will be paid out in the same time frame. If interest rates fall and you continue with the same repayments your loan will be paid out sooner. All figures quoted including reduction of the loan term are estimates only and the existence of a print out does not constitute a loan approval in any way. The applicant's capacity to borrow remains subject to the standard qualifying criteria and lending policies that apply from time to time with our lending institutions.